Baccarat Game

Baccarat - The Classic
Card Game

Experience the elegance of Baccarat with 98.94% RTP on banker bets

Play Baccarat at Arion Plus!

Join thousands of Filipino players. Get 150% welcome bonus on your first deposit!

What is Baccarat?

Baccarat is one of the most popular and elegant casino card games worldwide, now available at Arion Plus for Filipino players. Known for its simplicity and low house edge, Baccarat offers exciting gameplay with three betting options: Player, Banker, and Tie. The game's objective is straightforward - bet on which hand will get a total closest to 9.

At Arion Plus, we offer premium live Baccarat tables with professional Filipino dealers, HD streaming, and fast-paced action. Whether you're a seasoned player or new to the game, our Baccarat tables provide an authentic casino experience with 98.94% RTP on banker bets (with 5% commission).

  • Live Filipino Dealers 24/7
  • 98.94% RTP on Banker Bets
  • Minimum bet: 10 PHP
  • Fast gameplay with HD streaming
  • Mobile-optimized live tables

How to Play Baccarat

Baccarat is incredibly easy to learn. Here's a step-by-step guide to get you started:

Step 1: Place Your Bet

Choose one of three betting options: Player (pays 1:1), Banker (pays 1:1 with 5% commission), or Tie (pays 8:1 or 9:1). The banker bet has the lowest house edge at 1.06%, making it the most favorable option.

Step 2: Cards Are Dealt

Two cards are dealt to both the Player and Banker hands. Cards are dealt face-up, and the values are calculated immediately.

Step 3: Third Card Rules

Depending on the initial totals, a third card may be drawn according to specific rules. The dealer follows these rules automatically - no decisions needed from players.

Step 4: Winner Determination

The hand with a total closest to 9 wins. If both hands have the same total, it's a Tie. Winning bets are paid immediately.

Card Values & Scoring

2-9

Number Cards

Cards 2 through 9 are worth their face value. For example, a 7 is worth 7 points.

0

10, J, Q, K

10s and face cards (Jack, Queen, King) are worth 0 points in Baccarat.

1

Ace

Aces are worth 1 point, unlike in blackjack where they can be 1 or 11.

Total Calculation

If the total exceeds 9, only the last digit counts. Example: 7+8=15, which becomes 5.

Third Card Rules

The dealer automatically draws a third card based on these predetermined rules:

Player Hand Rules

  • Total 0-5: Player draws a third card
  • Total 6-7: Player stands (no third card)
  • Total 8-9: Natural win, no third card drawn

Banker Hand Rules

  • Total 0-2: Banker always draws a third card
  • Total 3: Draws unless Player's third card is 8
  • Total 4: Draws if Player's third card is 2-7
  • Total 5: Draws if Player's third card is 4-7
  • Total 6: Draws if Player's third card is 6-7
  • Total 7: Banker always stands
  • Total 8-9: Natural win, no third card drawn

RTP & House Edge

98.94%

Banker Bet RTP

Best odds with 1.06% house edge (5% commission on wins)

98.76%

Player Bet RTP

1.24% house edge with no commission on wins

85.64%

Tie Bet RTP

14.36% house edge - high risk, high reward

Pro Tip: The banker bet offers the best odds in Baccarat. Despite the 5% commission, it still has the lowest house edge at 1.06%. Avoid tie bets due to their high 14.36% house edge.

Baccarat Strategy Tips

While Baccarat is largely a game of chance, these strategies can help maximize your winning potential:

  • Stick to Banker Bets: The banker bet has the lowest house edge (1.06%), making it statistically the best bet in the long run.
  • Avoid Tie Bets: With a 14.36% house edge, tie bets are risky. Only consider them for small, fun wagers.
  • Manage Your Bankroll: Set a budget before playing and stick to it. Divide your bankroll into units and bet consistently.
  • Use the 1-3-2-6 System: A positive progression betting strategy: bet 1 unit, then 3, then 2, then 6. Reset after any loss or completing the sequence.
  • Don't Chase Patterns: Each round is independent. Scoreboards showing past results don't predict future outcomes.
  • Take Advantage of Bonuses: Use Arion Plus welcome bonuses and reload bonuses to extend your gameplay.
  • Play Short Sessions: Set win and loss limits. Quit when you're ahead or reach your loss limit to avoid costly mistakes.
  • Practice with Free Games: Many tables offer demo modes. Practice before betting real money.

Baccarat Bonuses at Arion Plus

150% Welcome Bonus

New players get 150% bonus on first deposit. Use it to explore our Baccarat tables!

Daily Reload Bonus

Get up to 25% bonus on daily deposits to boost your Baccarat bankroll.

Weekly Cashback

Receive up to 1.5% cashback on net losses every Monday.

VIP High Roller Tables

Access exclusive high-limit Baccarat tables with enhanced rewards.

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Frequently Asked Questions

What is the best bet in Baccarat?
The banker bet is statistically the best option with a house edge of only 1.06% (98.94% RTP). Despite the 5% commission on wins, it offers better odds than the player bet (1.24% house edge) and significantly better than tie bets (14.36% house edge).
How do I calculate Baccarat card values?
Number cards (2-9) are worth their face value. 10s and face cards (J, Q, K) are worth 0. Aces are worth 1 point. If a hand's total exceeds 9, only the last digit counts. For example, 7+8=15, which becomes 5 points.
When is a third card drawn in Baccarat?
Third card rules are automatic. If the Player's total is 0-5, they draw a third card. If 6-7, they stand. The Banker's decision depends on their total and the Player's third card (if drawn). Naturals (8 or 9) win immediately with no third card.
What is the RTP in Baccarat?
Baccarat has excellent RTP rates. Banker bets offer 98.94% RTP (with 5% commission), player bets offer 98.76% RTP, and tie bets have 85.64% RTP. The banker bet provides the best return for players.
Can I use a betting strategy in Baccarat?
Yes, many players use betting systems like the 1-3-2-6 progression or flat betting. However, remember that no strategy can overcome the house edge in the long run. Always set a budget, stick to it, and play responsibly.
What is the minimum bet for Baccarat at Arion Plus?
At Arion Plus, Baccarat tables start with minimum bets as low as 10 PHP, making it accessible for all players. We also offer VIP high-roller tables for experienced players seeking higher limits.
Is Baccarat a game of skill or luck?
Baccarat is primarily a game of chance with no skill-based decisions during gameplay (unlike blackjack or poker). The only "skill" is choosing the right bet (banker vs player) and managing your bankroll effectively.
What does "Natural" mean in Baccarat?
A "Natural" is when the first two cards dealt total 8 or 9. This is an automatic winning hand unless both Player and Banker have Naturals of equal value, which results in a Tie. No third cards are drawn when a Natural occurs.

Start Playing Baccarat Today!

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