Baccarat - The Classic
Card Game
Experience the elegance of Baccarat with 98.94% RTP on banker bets
What is Baccarat?
Baccarat is one of the most popular and elegant casino card games worldwide, now available at Arion Plus for Filipino players. Known for its simplicity and low house edge, Baccarat offers exciting gameplay with three betting options: Player, Banker, and Tie. The game's objective is straightforward - bet on which hand will get a total closest to 9.
At Arion Plus, we offer premium live Baccarat tables with professional Filipino dealers, HD streaming, and fast-paced action. Whether you're a seasoned player or new to the game, our Baccarat tables provide an authentic casino experience with 98.94% RTP on banker bets (with 5% commission).
- Live Filipino Dealers 24/7
- 98.94% RTP on Banker Bets
- Minimum bet: 10 PHP
- Fast gameplay with HD streaming
- Mobile-optimized live tables
How to Play Baccarat
Baccarat is incredibly easy to learn. Here's a step-by-step guide to get you started:
Step 1: Place Your Bet
Choose one of three betting options: Player (pays 1:1), Banker (pays 1:1 with 5% commission), or Tie (pays 8:1 or 9:1). The banker bet has the lowest house edge at 1.06%, making it the most favorable option.
Step 2: Cards Are Dealt
Two cards are dealt to both the Player and Banker hands. Cards are dealt face-up, and the values are calculated immediately.
Step 3: Third Card Rules
Depending on the initial totals, a third card may be drawn according to specific rules. The dealer follows these rules automatically - no decisions needed from players.
Step 4: Winner Determination
The hand with a total closest to 9 wins. If both hands have the same total, it's a Tie. Winning bets are paid immediately.
Card Values & Scoring
Number Cards
Cards 2 through 9 are worth their face value. For example, a 7 is worth 7 points.
10, J, Q, K
10s and face cards (Jack, Queen, King) are worth 0 points in Baccarat.
Ace
Aces are worth 1 point, unlike in blackjack where they can be 1 or 11.
Total Calculation
If the total exceeds 9, only the last digit counts. Example: 7+8=15, which becomes 5.
Third Card Rules
The dealer automatically draws a third card based on these predetermined rules:
Player Hand Rules
- Total 0-5: Player draws a third card
- Total 6-7: Player stands (no third card)
- Total 8-9: Natural win, no third card drawn
Banker Hand Rules
- Total 0-2: Banker always draws a third card
- Total 3: Draws unless Player's third card is 8
- Total 4: Draws if Player's third card is 2-7
- Total 5: Draws if Player's third card is 4-7
- Total 6: Draws if Player's third card is 6-7
- Total 7: Banker always stands
- Total 8-9: Natural win, no third card drawn
RTP & House Edge
98.94%
Banker Bet RTP
Best odds with 1.06% house edge (5% commission on wins)
98.76%
Player Bet RTP
1.24% house edge with no commission on wins
85.64%
Tie Bet RTP
14.36% house edge - high risk, high reward
Pro Tip: The banker bet offers the best odds in Baccarat. Despite the 5% commission, it still has the lowest house edge at 1.06%. Avoid tie bets due to their high 14.36% house edge.
Baccarat Strategy Tips
While Baccarat is largely a game of chance, these strategies can help maximize your winning potential:
- Stick to Banker Bets: The banker bet has the lowest house edge (1.06%), making it statistically the best bet in the long run.
- Avoid Tie Bets: With a 14.36% house edge, tie bets are risky. Only consider them for small, fun wagers.
- Manage Your Bankroll: Set a budget before playing and stick to it. Divide your bankroll into units and bet consistently.
- Use the 1-3-2-6 System: A positive progression betting strategy: bet 1 unit, then 3, then 2, then 6. Reset after any loss or completing the sequence.
- Don't Chase Patterns: Each round is independent. Scoreboards showing past results don't predict future outcomes.
- Take Advantage of Bonuses: Use Arion Plus welcome bonuses and reload bonuses to extend your gameplay.
- Play Short Sessions: Set win and loss limits. Quit when you're ahead or reach your loss limit to avoid costly mistakes.
- Practice with Free Games: Many tables offer demo modes. Practice before betting real money.
Baccarat Bonuses at Arion Plus
150% Welcome Bonus
New players get 150% bonus on first deposit. Use it to explore our Baccarat tables!
Daily Reload Bonus
Get up to 25% bonus on daily deposits to boost your Baccarat bankroll.
Weekly Cashback
Receive up to 1.5% cashback on net losses every Monday.
VIP High Roller Tables
Access exclusive high-limit Baccarat tables with enhanced rewards.
Related Games
Ali Baba
Asgardian Rising
Aztec Priestess
Boxing King
Coin Lamp
Color Game
5 Card Poker
Explore More Games
Discover other exciting games at Arion Plus. Try your luck with Golden Empire, test your skills with Lucky Bear, or enjoy the fun with Pinata Wins. Our platform offers hundreds of games for every player!